Frequently Asked Questions

Get instant resolutions for general queries, documentation, and agent payouts.

Processing Queries

How long does the loan approval take?

For personal loans, it takes 24 to 48 hours. Secure loans like Home Loan or Loan Against Property take about 5 to 7 working days, subject to property valuation and document verification.

General Queries

What is Loan Sahyog?

Loan Sahyog (a Unit of Khushi Fintech) is a financial services distributor/DSA. We assist you in finding the best loan products, managing paperwork, and coordinating with multiple partner banks and NBFCs for quick approvals.

Do you charge any fees from customers?

No, Loan Sahyog does not charge any service fee from customers for loan assistance. Our services are completely free of charge.

Eligibility Queries

What is the minimum CIBIL score required for a loan?

Generally, a CIBIL score of 700 and above is considered good and increases the chances of loan approval at competitive interest rates. However, we also have solutions for lower CIBIL scores depending on the profile.

Can I apply for a loan if I am self-employed?

Yes, we have customized loan products from various banks specifically designed for self-employed individuals, business owners, and professionals.

Documents Queries

What documents are mandatory for a loan application?

The primary mandatory documents include identity proof (PAN, Aadhaar), address proof (utility bills), income proof (salary slips/ITR), and bank statement for the last 6 months.

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